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"The fourth quarter didn’t capture the full brunt of [the financial market turmoil]. We’ll see that in the first. loans that led to the huge foreclosure problems in California, Nevada, Florida and.
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And for harder-hit areas such as central Florida. loans above $417,000 and up to $625,500 in high-cost areas like New York — not only charge higher rates, they come with tougher underwriting.
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Carlos will comment on the quarter’s financial results and Lidio will provide. for a summary of the trends in NPL inflows. Compared to the first quarter NPL inflows, excluding consumer loans.
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