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You’ll be able to view your loan details including insurance, taxes, and escrow, and see your recent loan activity, payments, and even your mortgage statement. You can also make a payment and set up your account to Auto Draft each month from your checking or savings account.
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If you’re afraid to apply for a new mortgage, you’re not alone. A recent telephone survey of 1,005 U.S. adults conducted for loanDepot, an online mortgage company in Foothill Ranch, California, found that 54 percent of people who said they’d like to buy a home within the next two years hadn’t pursued their goal because they were afraid they wouldn’t be able to get a mortgage.
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And if you don’t have a big enough down payment for a conventional mortgage, know that VA loans require no down payment at all. Let’s look at 7 common mortgage fears that may be holding you back from buying a home and see what’s real – and what’s not.