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With the days of easy mortgage money in the past, refinancing a mortgage isn’t what it used to be. Homeowners must be prepared to work through a process with their mortgage company to refinance.
* FHA Loans – Traditionally the mortgage of choice for first-time buyers, the Federal Housing Administration (FHA), offers government-insured loans with as little as 3.5 percent down. The most popular fha loan option, the 203(b), is widely available from lenders across the country.
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A Seller Credit to Closing Costs can be a valuable negotiating tool and is commonly included in Offers made by First Time Home Buyers. The wording used when including a Seller Credit to Closing Costs is significant and you should let your Mortgage Banker review the language used and amount of the credit to be given to confirm that it meets.
Why Does My Mortgage Keep Going Up Home Loans For Less Than perfect credit fha home loans, Refinance Guidelines and Information from. – If you are a first-time home buyer or have bought a home before and have less than perfect credit you have come to the right place.
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