Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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Mortgage-X has an expertise in locating Florida Mortgage Professionals offering innovative Option ARM loan products!. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. APR calculations based on a loan amount of $200,000 for conforming loans, $500,000 for jumbo loans and a maximum loan-to-value ratio of 80%. Rates, points and programs are subject to change.
The OFR ( The Office of Financial Regulation) AKA The Office. They are responsible for overseeing banks, credit unions, savings associations, etc. also licenses and regulates non-depository finance entities.
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Major credit bureaus sell this information to similar businesses so they can make competitive offers. These are referred to as ‘trigger leads’ or ‘firm offers’. While the credit reporting agencies that sell this information claim it’s for the consumers’ own good to have more options, it can also be seen as an invasion of privacy.